Affordability

Nov. 9, 2026

Low Rates or Lots of Leverage? Buyers Rarely Get Both.



If you’ve been watching mortgage rates lately, you might feel a little stuck. Rates climbed above 7% this year, and a lot of buyers have decided to sit tight and wait for them to come back down.

But rates are only half the story. When you buy a …

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Nov. 6, 2026

Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.



In today’s market, a growing number of sellers are opting to do something called a price cut – especially when their house has been on the market for a while without any bites.

According to HousingWire Data as many as 4 in 10 (43%) sellers are going this …

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Nov. 2, 2026

The Home Insurance Move That Could Save You $440 a Year



When you’re planning a move, every monthly cost counts. That’s why it can be frustrating to see home insurance keep creeping up. According to Intercontinental Exchange, it now makes up 9.6% of the average monthly mortgage payment. 

But the latest numbers show some progress on that …

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Oct. 23, 2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today



When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

More and more of them are finding it in …

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Oct. 12, 2026

Why Most People Are Still Glad They Bought a Home



With everything going on, it’s understandable if you’re wondering if you’d regret buying right now. 

Everyday expenses cost more. Mortgage rates are higher than you’d like. And when the economy feels uncertain, taking on a mortgage can feel like a much bigger leap. But here’s some perspective that …

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Oct. 7, 2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?



You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually a …

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Oct. 5, 2026

Two Moves That Can Get You Into Your First Home Sooner



For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.

But buying your first home doesn’t have to happen to feel …

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Sept. 28, 2026

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.



You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… 

That's not necessarily the number you'd get. 

It's a common misconception that …

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Sept. 24, 2026

Why So Many Sellers Are Cutting Their Price Right Now



Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often it just means the market moved …

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Sept. 21, 2026

3 Things You Can Actually Control About Your Mortgage Rate Right Now



If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down.

For now, though, they’re …

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