Mortgage Rate

Nov. 9, 2026

Low Rates or Lots of Leverage? Buyers Rarely Get Both.



If you’ve been watching mortgage rates lately, you might feel a little stuck. Rates climbed above 7% this year, and a lot of buyers have decided to sit tight and wait for them to come back down.

But rates are only half the story. When you buy a …

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Oct. 23, 2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today



When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

More and more of them are finding it in …

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Oct. 7, 2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?



You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually a …

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Oct. 1, 2026

What Higher Mortgage Rates Mean for Home Sellers



Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

That's because today's buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable difference in their monthly payment. So, they're …

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Sept. 28, 2026

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.



You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… 

That's not necessarily the number you'd get. 

It's a common misconception that …

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Sept. 23, 2026

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?



Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you’re in changes how you should buy or sell. Ryan Serhant, CEO of SERHANT agrees:

…

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Sept. 21, 2026

3 Things You Can Actually Control About Your Mortgage Rate Right Now



If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down.

For now, though, they’re …

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Sept. 16, 2026

The Best Time To Buy a Home in 2026 Is Almost Here



Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.

Yes, mortgage rates have been ticking up lately – and that’s creating some real challenges with affordability. No one’s arguing that. …

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Sept. 3, 2026

Why Buyers Shouldn't Overlook a Fall Move



You've been waiting for something to change before you buy. It just might not be the thing you expected…

While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things in their favor. 

Because every fall, buyers …

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Aug. 26, 2026

Worried About a Housing Crash? The Numbers Tell a Calmer Story.



A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

So, it’s understandable if you've been putting off buying or selling a home until things settle down. …

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