Buying Tips

Nov. 9, 2026

Low Rates or Lots of Leverage? Buyers Rarely Get Both.



If you’ve been watching mortgage rates lately, you might feel a little stuck. Rates climbed above 7% this year, and a lot of buyers have decided to sit tight and wait for them to come back down.

But rates are only half the story. When you buy a …

View More
Nov. 2, 2026

The Home Insurance Move That Could Save You $440 a Year



When you’re planning a move, every monthly cost counts. That’s why it can be frustrating to see home insurance keep creeping up. According to Intercontinental Exchange, it now makes up 9.6% of the average monthly mortgage payment. 

But the latest numbers show some progress on that …

View More
Oct. 30, 2026

Credit Scoring Is Changing: 3 Things Homebuyers Should Know



Quick, what credit score do you need to buy a home? If a number pops into your head, there's a pretty good chance it's wrong. And the right answer is getting harder to pin down, because the way credit scores are determined and delivered is changing - for …

View More
Oct. 23, 2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today



When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

More and more of them are finding it in …

View More
Oct. 16, 2026

The Biggest Credit Hurdle for Renters Who Want To Buy



What's the biggest payment you make every month? If you’re a renter, it's probably your rent. 

But did you know that you can pay your rent on time, every time, for years, and it may never show up in your credit history? It's pretty frustrating, especially if …

View More
Oct. 12, 2026

Why There are More Homes for Sale Right Now (and What It Means for You)



Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling.

The number of homes for sale is growing faster than it was this time last year. And interestingly, the main reason …

View More
Oct. 7, 2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?



You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually a …

View More
Oct. 5, 2026

Two Moves That Can Get You Into Your First Home Sooner



For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.

But buying your first home doesn’t have to happen to feel …

View More
Sept. 30, 2026

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.



Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

A recent survey from Clever found 58% of Gen Z buyers are actually rooting for a crash, just so homeownership feels within reach.

So, what do …

View More
Sept. 28, 2026

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.



You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… 

That's not necessarily the number you'd get. 

It's a common misconception that …

View More