First Time Home Owner

Feb. 11, 2021

47% of New Buyers Surprised by How Affordable Homes Are Today

 

47% of New Buyers Surprised by How Affordable Homes Are Today | MyKCM

Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable for most Americans. In reality, there’s hard evidence that shows how owning a home is more affordable than renting in most parts of the country, …

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Feb. 8, 2021

6 Foundational Benefits of Homeownership Today

 

6 Foundational Benefits of Homeownership Today | MyKCM

Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide shelter, stability, and protection through the evolving health crisis. Today, 

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Feb. 2, 2021

Want to Build Wealth? Buy a Home This Year.

 

Want to Build Wealth? Buy a Home This Year. | MyKCM

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing …

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Jan. 26, 2021

What’s the Difference between an Appraisal and a Home Inspection?

 

What’s the Difference between an Appraisal and a Home Inspection? | MyKCM

If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the …

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Jan. 22, 2021

Financial Fundamentals for Homebuyers

 

Financial Fundamentals for Homebuyers [INFOGRAPHIC] | MyKCM

Some Highlights

  • When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses.
  • From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you …
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Jan. 20, 2021

Owning a Home Is Still More Affordable Than Renting One

 

Owning a Home Is Still More Affordable Than Renting One | MyKCM

If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue …

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Jan. 18, 2021

How to Make the Dream of Homeownership a Reality This Year

How to Make the Dream of Homeownership a Reality This Year | MyKCM

In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own …

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Jan. 15, 2021

Things to Avoid after Applying for a Mortgage

Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]

Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]

Some Highlights

  • There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table.
  • Along the way, …
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Jan. 12, 2021

4 Reasons People Are Buying Homes in 2021

According to many experts, the real estate market is expected to continue growing in 2021, and it’s largely driven by the lasting impact the pandemic is having on our lifestyles. As many of us spend extra time at home, we’re reevaluating what “home” means and what we may need …
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Jan. 6, 2021

The Importance of Home Equity in Building Wealth

 

The Importance of Home Equity in Building Wealth

Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted:

“Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for …

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